I operate a small check cashing service at home for my kids. Instant cash, no fees, but often I do offer a “savings suggestion,” especially for amounts over an even $10 denomination. Last week Ryan handed me his paycheck for $55.83 and assented to $5.83 in savings. I handed him a $50 bill which he was not expecting.
He held it looking puzzled and asked, “What am I going to do with this?” (meaning that it is easier to spend tens and twenties.)
“Admire it” I said.
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